Tuesday, December 29, 2009
Sunday, December 27, 2009
Wednesday, December 23, 2009
Friday, December 18, 2009
Local Realtor as Entrepreneur of the year 2009
Canton GA, December 17,2009 Rachel Mooney, Cherokee County Realtor, has been awarded the 2009 Entrepreneur of the Year Award by Cherokee Chapter of the Women's Council of Realtors( WCR). This annual award recognizes a Realtor member who fully exercises their potential as and entrepreneur and real estate industry leader; who shares their time, talent and expertise with others in the profession and in the community.
About WCR
Women's council of Realtors is a nationwide community of 14,000 real estate professionals in 300 chapters who include many of the best and brightest in the business. The Cherokee Chapter was established in 2006 to be the local source of education and business tools focused on the needs of women Realtor entrepreneurs at all stages of development. WCR is an affiliated of the National Association of Realtors and is headquartered in Chicago, IL. For more information on WCR, please visit WCR.org.
Mission
We are a network of successful Realtors empowering women to exercise their potential as entrepreneurs and industry leaders.
Vision
Through our influence as successful business professionals, women will effect a positive change in the profession and in the broader community.
About WCR
Women's council of Realtors is a nationwide community of 14,000 real estate professionals in 300 chapters who include many of the best and brightest in the business. The Cherokee Chapter was established in 2006 to be the local source of education and business tools focused on the needs of women Realtor entrepreneurs at all stages of development. WCR is an affiliated of the National Association of Realtors and is headquartered in Chicago, IL. For more information on WCR, please visit WCR.org.
Mission
We are a network of successful Realtors empowering women to exercise their potential as entrepreneurs and industry leaders.
Vision
Through our influence as successful business professionals, women will effect a positive change in the profession and in the broader community.
Monday, December 14, 2009
Tuesday, December 8, 2009
Wednesday, December 2, 2009
Improving your FICO score
It’s important to note that raising your FICO credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. See how much money you can save by just following these tips and raising your credit score.
Payment History Tips
Pay your bills on time.
Delinquent payments and collections can have a major negative impact on your FICO score.
If you have missed payments, get current and stay current.
The longer you pay your bills on time, the better your credit score.
Be aware that paying off a collection account will not remove it from your credit report.
It will stay on your report for seven years.
If you are having trouble making ends meet, contact your creditors or see a legitimate credit counselor.
This won't improve your credit score immediately, but if you can begin to manage your credit and pay on time, your score will get better over time.
Amounts Owed Tips
Keep balances low on credit cards and other “revolving credit”.
High outstanding debt can affect a credit score.
Pay off debt rather than moving it around.
The most effective way to improve your credit score in this area is by paying down your revolving credit. In fact, owing the same amount but having fewer open accounts may lower your score.
Don't close unused credit cards as a short-term strategy to raise your score.
Don't open a number of new credit cards that you don't need, just to increase your available credit.
This approach could backfire and actually lower your credit score.
Length of Credit History Tips
If you have been managing credit for a short time, don't open a lot of new accounts too rapidly.
New accounts will lower your average account age, which will have a larger effect on your score if you don't have a lot of other credit information. Also, rapid account buildup can look risky if you are a new credit user.
New Credit Tips
Do your rate shopping for a given loan within a focused period of time.
FICO scores distinguish between a search for a single loan and a search for many new credit lines, in part by the length of time over which inquiries occur.
Re-establish your credit history if you have had problems.
Opening new accounts responsibly and paying them off on time will raise your credit score in the long term.
Note that it's OK to request and check your own credit report.
This won't affect your score, as long as you order your credit report directly from the credit reporting agency or through an organization authorized to provide credit reports to consumers.
Types of Credit Use Tips
Apply for and open new credit accounts only as needed.
Don't open accounts just to have a better credit mix - it probably won't raise your credit score.
Have credit cards - but manage them responsibly.
In general, having credit cards and installment loans (and paying timely payments) will raise your credit score. Someone with no credit cards, for example, tends to be higher risk than someone who has managed credit cards responsibly.
Note that closing an account doesn't make it go away.
A closed account will still show up on your credit report, and may be considered by the score.
Payment History Tips
Pay your bills on time.
Delinquent payments and collections can have a major negative impact on your FICO score.
If you have missed payments, get current and stay current.
The longer you pay your bills on time, the better your credit score.
Be aware that paying off a collection account will not remove it from your credit report.
It will stay on your report for seven years.
If you are having trouble making ends meet, contact your creditors or see a legitimate credit counselor.
This won't improve your credit score immediately, but if you can begin to manage your credit and pay on time, your score will get better over time.
Amounts Owed Tips
Keep balances low on credit cards and other “revolving credit”.
High outstanding debt can affect a credit score.
Pay off debt rather than moving it around.
The most effective way to improve your credit score in this area is by paying down your revolving credit. In fact, owing the same amount but having fewer open accounts may lower your score.
Don't close unused credit cards as a short-term strategy to raise your score.
Don't open a number of new credit cards that you don't need, just to increase your available credit.
This approach could backfire and actually lower your credit score.
Length of Credit History Tips
If you have been managing credit for a short time, don't open a lot of new accounts too rapidly.
New accounts will lower your average account age, which will have a larger effect on your score if you don't have a lot of other credit information. Also, rapid account buildup can look risky if you are a new credit user.
New Credit Tips
Do your rate shopping for a given loan within a focused period of time.
FICO scores distinguish between a search for a single loan and a search for many new credit lines, in part by the length of time over which inquiries occur.
Re-establish your credit history if you have had problems.
Opening new accounts responsibly and paying them off on time will raise your credit score in the long term.
Note that it's OK to request and check your own credit report.
This won't affect your score, as long as you order your credit report directly from the credit reporting agency or through an organization authorized to provide credit reports to consumers.
Types of Credit Use Tips
Apply for and open new credit accounts only as needed.
Don't open accounts just to have a better credit mix - it probably won't raise your credit score.
Have credit cards - but manage them responsibly.
In general, having credit cards and installment loans (and paying timely payments) will raise your credit score. Someone with no credit cards, for example, tends to be higher risk than someone who has managed credit cards responsibly.
Note that closing an account doesn't make it go away.
A closed account will still show up on your credit report, and may be considered by the score.
Wednesday, November 18, 2009
Alpharetta Home on Acreage
This home is the perfect home for someone who's looking for a place for their horses and a great place to live. This home sits in a great part of Cherokee County.
Monday, November 16, 2009
Thursday, November 12, 2009
The Manor at Mill Creek
This beautiful home needs a new owner. View my video. If you would like to see this home or other like it you may visit my website at www.callrachelmooney.com
Come home!
This beautiful home is perfect and ready to move in. Located in Cumming GA. Priced to sell for only $220,000
Wednesday, November 11, 2009
Friday, July 31, 2009
Passive Income!
Have you ever received a check in the mail that was unexpected? How did it make you feel? It is always a welcome experience for me! Passive income is money that shows up regularly, without any action being taken on an ongoing basis to create it. I say sign me up for passive income! Each day, my job is to secure your financial future by getting into relationship with agents that you recommend. It could be an agent that you had a transaction with and thought they were very sharp, an agent you met at your child’s school party or an agent that you have heard great things about and would like to get to know better; all of these are opportunities to create passive income for you and improve the life and career of a fellow REALTOR®. This is what we call a WIN-WIN!
Who do you know that would benefit from the models and systems that KW offers? I’ll be building someone’s down line today, it might as well be yours!!!!
Who do you know that would benefit from the models and systems that KW offers? I’ll be building someone’s down line today, it might as well be yours!!!!
Wednesday, July 1, 2009
Let's get ready to run!
These are exciting times!! It is so critical to be engaged in your business right now-if not you will miss HUGE opportunities. This is the time when great wealth changes hands!
Call your past clients and sphere of influence ask them who they know that is a first time home buyer that can benefit from the $8,000.00 tax credit and the additional $1800.00 from the State of GA. Don’t forget to call friends and family out of state and capitalize on referring them and their friends to other agents for a referral fee! They will be excited to help you and so grateful that you educated them.
Stock up on well priced listings using the Trend Talk data and the 10K program. Tweak your listing presentation to be a 10+. Seller’s are frustrated that they aren’t getting their homes sold-you are the best of the best and can provide a tremendous service. Think OUTSIDE the box. There are many ways to get something done-be a solution finder!
I saw this quote on a coach’s notes to his team and copied it because I thought it was powerful. “Remember when you are not practicing hard, somewhere someone is and when you meet him he will win.”
The market is turning, get ready to run!!!
Call your past clients and sphere of influence ask them who they know that is a first time home buyer that can benefit from the $8,000.00 tax credit and the additional $1800.00 from the State of GA. Don’t forget to call friends and family out of state and capitalize on referring them and their friends to other agents for a referral fee! They will be excited to help you and so grateful that you educated them.
Stock up on well priced listings using the Trend Talk data and the 10K program. Tweak your listing presentation to be a 10+. Seller’s are frustrated that they aren’t getting their homes sold-you are the best of the best and can provide a tremendous service. Think OUTSIDE the box. There are many ways to get something done-be a solution finder!
I saw this quote on a coach’s notes to his team and copied it because I thought it was powerful. “Remember when you are not practicing hard, somewhere someone is and when you meet him he will win.”
The market is turning, get ready to run!!!
Friday, February 27, 2009
Family Reunion Convention Highlights
This years convention had to be the BEST in Years! With over 6800 Attendees, KW announced that we took the 3rd spot in the largest Real estate company in the US. They also announced many great tools available to Keller Williams Associates. ( I'm going to tell you now, before I tell anyone in the office)
Available now:
1: Online contract system, Agents no longer have to turn in contract paper work to the office. They can now submit everything online from their home office.
2: Keller Williams Distresses Properties Initiative. This is a Foreclosure/REO database. This Database is were other KW associates can mastermind with each other. They can blog or ask questions to each other about this part of the industry.REO/Foreclosures forms are also available on this sight.
I saved the BEST FOR LAST!
3: Health Care program. This program provides Major Full Health care or a limited plan to all associates. There is also a catastrophic plan and a Cancer plan available as well. All the associates have to do is call a 1-800# and someone will evaluate their needs and put them on the plan.
Coming in the future: A Wellness website. The sight will have exercise, eating programs, stress management.
If you would like to see more on what KW offers, please feel free to contact me for your private interview!
Tuesday, February 17, 2009
Keep Money in your Pocket!
Keep Money in your pocket!
Each month at Keller Williams Select Partners,Associates get all this for only $81.00per month!
Gamls Access
Realtor.com Showcased Properties with Free virtual tours
Ajchomefinder.com Showcased properties
Agents Own personal Website
KWLS. Listing service to Trulia.com, Frontdoor.com and many others
wireless internet office
24 hr personal voice mail
ProManage system to design flyers, just sold/ just listed postcards, drip campaigns and Client touch programs
True 100% Real estate commission Plan
To find out why more agents are moving to Keller Williams Select Partners. Please contact me at 678-493-2100.
Each month at Keller Williams Select Partners,Associates get all this for only $81.00per month!
Gamls Access
Realtor.com Showcased Properties with Free virtual tours
Ajchomefinder.com Showcased properties
Agents Own personal Website
KWLS. Listing service to Trulia.com, Frontdoor.com and many others
wireless internet office
24 hr personal voice mail
ProManage system to design flyers, just sold/ just listed postcards, drip campaigns and Client touch programs
True 100% Real estate commission Plan
To find out why more agents are moving to Keller Williams Select Partners. Please contact me at 678-493-2100.
Keller Williams Awards Banquet
On Monday February 9,2009 we had our second Annual Awards Banquet at Woodmont Golf and Country Club. The excitement was in the air as the associates received awards. The office closed over 400 transactions last year with a profit of over $100,000.00
Thank you Keller Williams for a successful 2008!
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